Would You Like to Know Who your Investor is or Who Holds the Note on Your Property?

Hey guys, Kelly Cook here with the Kelly Cook Real Estate Group, your Phoenix short sale specialists. You can find us online at www.AZKCRealEstateGroup.com. Now we specialize in helping valley homeowners across the entire Phoenix area find alternatives to foreclosure through the means of a short sale. Now the topic we are specifically addressing today is Freddie Mac short sales. Freddie Mac is a GSE which stands for a Government Sponsored Entity. So they do have some connection with the federal government but they are one of the largest owners and holders of mortgages. So when you go to your bank at Wells Fargo or Chase or whoever it may be and you originate your mortgage they will sometimes sell it to another investor such as Freddie Mac. Then Freddie Mac holds and insures that note.

So if you have a current loan with your bank and want to know who the investor is who actually owns the note and will make the final decision on anything you do with that note, you can go to your favorite search engine such as Google or Bing and type in Freddie Mac look up. Go to their website, put in your information and it will tell you exactly if your loan is owned by Freddie Mac. There are several programs under the Making Home Affordable Act that only pertain to Freddie Mac loans so it's good to know that. If you are having trouble with that and aren't sure exactly what to do to find that out, give us a call today. We would love to help you out. We deal with Freddie Mac short sales all the time. We have several going with them and we have closed probably close to 100 Freddie Mac short sales because there are so many non performing Freddie Mac loans.

Again, I’m Kelly Cook with the Kelly Cook Real Estate Group, your Phoenix short sale experts and we’re here to help. You can reach us at our office at 480-442-9868 or email us at info@kellycookhomes.com. You can also go to our short sale calculator site at myhomevaluecalculator.com to find out if your home is an asset and what the current value is. We hope this has been helpful information and we hope to hear from you soon. Thanks and have a wonderful day.

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