Hello, Kelly Cook here with the Kelly Cook Real Estate Group, your Phoenix short sale specialist. We can be found online at azkcrealestategroup.com. If you are struggling to pay your mortgage or are underwater on your home, I encourage you to contact us for ways to improve your financial situation.
Today we are addressing the various reasons for doing a short sale. I have a lot of people that are worried that their bank won't agree with their hardship or that they aren't struggling enough for the bank to consider a short sale. First and foremost, let me tell you that the bank comes out with a list of qualified hardships, which if you have one of these, you automatically qualify for a short sale no matter what. Some of these include but aren't limited to: divorce, curtailment of income, loss of job, job relocation, sickness or death in the family.
If you contact us for a free consultation, we can go into this list with you in further detail. If you do not have one of these qualified hardships, we can still get your short sale done. We get short sales completed all the time where the homeowners don't really have a legitimate hardship. We definitely encourage you to contact us if you are on the fence and wondering if the bank will approve your short sale because you're not struggling enough.
Please don't hesitate, either call us or contact us online and let us know your situation. We can set you up with a free consultation to further discuss your specific situation and get an idea of whether or not the bank will approve your short sale. Again, you can find us online at azkcrealestategroup.com. We can provide you with the resources and information you need to alleviate some of your financial hardship and get you started on the path to successfully short selling your home.